Modern business banking
for growing UK companies.
Open a UK business account in minutes. Manage expenses, invoices and payroll from a single platform built for startups, agencies and tech teams.
Revenue
£84,210
+12.4%Expenses
£21,500
-3.2%Invoices
142
+8Balance
£62,710
+9.1%Revenue
MonthlyRecent
Trusted by fast-growing UK businesses
Everything you need
One platform. Your entire finance stack.
Stop juggling multiple tools. Northbank combines business banking, expense management, invoicing and payroll in one clean workspace.
Expense Tracking
Capture every spend automatically. Categorise, tag and reconcile with your accounting software in one click.
Payroll Sync
Connect to Xero, QuickBooks and FreeAgent. Run payroll without double-entry and keep your books clean.
Financial Analytics
Real-time dashboards with P&L, cash flow forecasting and trend analysis built for fast-moving teams.
Invoice Automation
Create, send and chase invoices automatically. Get paid faster with smart payment links and reminders.
Virtual Cards
Issue unlimited virtual cards to team members. Set per-card spend limits and freeze them instantly.
Multi-Currency
Send and receive in 30+ currencies at the real exchange rate. Built for remote teams and global clients.
Built for speed
Less admin.
More business.
Finance tools should accelerate your team, not slow it down. Northbank automates the repetitive work so you can focus on what matters.
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Automated reconciliation
Transactions match to invoices and bills automatically.
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Team spending controls
Set budgets, approval flows and card limits per person or team.
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One-click tax reports
Export MTD-ready VAT returns and accountant packs instantly.
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Real-time notifications
Know about every payment, low balance or suspicious activity instantly.
£84,210
+12.4% vs last month24
2 new this week£18,500
3 overdue12
+2 this quarterEnterprise-grade security
Your money is safe with us.
We're built on the same infrastructure as the world's leading banks-with modern engineering on top.
Bank-grade encryption
AES-256 encryption at rest and TLS 1.3 in transit for every transaction.
Fraud detection
ML-powered anomaly detection monitors 100% of transactions in real time.
FCA compliance
Fully authorised and regulated. Client funds held in ringfenced accounts.
Audit logs
Immutable logs for every action. Full history for compliance and forensics.
12,000+
UK businesses
99.98%
Uptime SLA
£4.2bn
Processed
2.1M+
Transactions/mo
Customer stories
Trusted by UK founders.
From early-stage startups to scaling tech companies-businesses across the UK use Northbank to run their finances.
"Northbank replaced our entire finance stack. We switched from a legacy bank that took 4 days to process transfers-now everything is instant."
Priya Sharma
Co-founder & CFO, Loopify
"The analytics alone saved us 8 hours a week. We closed our FreeAgent subscription and use Northbank exclusively for our books."
Tom Whitfield
Head of Operations, Clearcut Studio
"Virtual cards for every vendor means our expenses are crystal clear. Audits used to be painful-now they're almost automatic."
Aisha Okonkwo
Founder, Kove Labs
Ready to upgrade your business banking?
Join 12,000+ UK companies that have made the switch. Open your account in minutes-no paperwork, no branch visits.