Product
Everything your business needs.
One platform that handles your entire financial operation-from the first invoice to the year-end report.
Expense Management
Every penny, perfectly tracked.
Northbank captures, categorises and reconciles all business spending automatically. Whether it's a £4 coffee or a £40,000 software contract, nothing slips through.
- Smart receipt capture via mobile or email forwarding
- Automatic category tagging with ML
- Sync with Xero, QuickBooks and Sage
- Custom approval workflows
- Real-time team spend visibility
Invoice Automation
Get paid. On time. Automatically.
Create professional invoices in seconds, send them from your business email and chase overdue payments without lifting a finger.
- Branded invoice templates
- Smart payment links (Faster Payments, BACS)
- Automated payment reminders
- Late fee calculations
- MTD-compliant VAT invoices
Financial Analytics
Know your numbers. Always.
A real-time financial dashboard that gives founders and finance teams the visibility they need to make fast, confident decisions.
- Live P&L with drill-down by category
- Cash flow forecasting (30/60/90 day)
- Revenue vs expenses trend analysis
- Custom KPI dashboards
- Exportable board-ready reports
Virtual & Physical Cards
Cards for your whole team.
Issue, freeze and manage cards for every team member or vendor. No card request forms, no waiting-cards in seconds.
- Unlimited virtual cards
- Physical Mastercard for directors
- Per-card spend limits and category locks
- Instant freeze / unfreeze
- Apple Pay & Google Pay ready
Payroll Integrations
Payroll without the pain.
Connect to your existing payroll provider or use Northbank's native payroll to run salary payments, PAYE and NI contributions in one place.
- Integrates with Gusto, Pento, Rippling
- HMRC RTI submissions
- Automatic PAYE & NI calculations
- Salary slip generation
- Multi-currency payroll for remote teams
Developer API
Build on Northbank.
A fully documented REST API so your engineering team can embed Northbank data into internal tools, dashboards and workflows.
- RESTful JSON API
- Webhook support for all events
- OAuth 2.0 + API keys
- 99.99% API uptime SLA
- Sandbox environment included