Pricing
Simple, honest pricing.
Start for free. No hidden fees. No surprise charges. Upgrade as your team grows.
Starter
For solo founders and freelancers getting started.
- 1 business account
- Up to 100 transactions/mo
- 1 virtual card
- Basic expense tracking
- Invoice creation
- Mobile app
- Email support
Growth
For growing startups and small teams.
Billed annually
- Everything in Starter
- Unlimited transactions
- 5 team members
- 10 virtual cards
- Expense approval flows
- Invoice automation
- Payroll sync (1 integration)
- Analytics dashboard
- Priority support
Scale
For scaling companies with larger teams.
Billed annually
- Everything in Growth
- Unlimited team members
- Unlimited virtual cards
- Physical Mastercard
- Multi-currency accounts
- Custom approval workflows
- All payroll integrations
- Advanced analytics + export
- Dedicated account manager
- Slack support
Enterprise
For large organisations with custom requirements.
- Everything in Scale
- Custom contract
- SSO / SAML
- Audit logs & compliance
- Custom API rate limits
- SLA guarantees
- Dedicated engineering support
- UK-based account team
Compare plans
| Feature | Starter | Growth | Scale | Enterprise |
|---|---|---|---|---|
| Business accounts | 1 | 1 | 3 | Unlimited |
| Team members | 1 | 5 | Unlimited | Unlimited |
| Virtual cards | 1 | 10 | Unlimited | Unlimited |
| Physical card | — | — | ||
| Multi-currency | — | — | ||
| Invoice automation | Basic | |||
| Payroll integrations | — | 1 | All | Custom |
| Analytics | Basic | Advanced | Custom | |
| API access | — | Unlimited | ||
| SSO / SAML | — | — | — | |
| Support | Priority | Slack | Dedicated |
Frequently asked questions
Yes. Growth and Scale plans come with a 30-day free trial. No credit card required. You can cancel at any time during the trial period.
Absolutely. You can upgrade or downgrade your plan at any time from your account settings. Changes take effect immediately and are prorated.
Yes. Northbank Ltd is authorised and regulated by the Financial Conduct Authority (FRN 987654). Your deposits are protected under the FSCS up to £85,000.
We integrate natively with Xero, QuickBooks, Sage, and FreeAgent. More integrations are available via our open API.
No. Incoming Faster Payments and BACS transfers are always free, on all plans. Outgoing international transfers use the mid-market exchange rate with a small transparent fee.
No. All plans are month-to-month. Annual plans are discounted and paid upfront, but you can cancel with a refund for unused months.
Need a custom plan?
Our enterprise team works with CFOs and finance directors at UK scale-ups to build bespoke packages.
Talk to sales